ZestMoney 1.1.12

Zest Money ❘ Freeware ❘
iOS
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ZestMoney offers a way to achieve your aspirations without stretching your budget. With the aim of providing access to a better lifestyle for millions, Zest enables individuals to elevate their standard of living affordably.

By opting for Zest, you can make immediate purchases and spread your payments over a period of up to 36 months. This flexibility empowers you to select a repayment plan that aligns with your financial situation.

Featuring a streamlined 3-step approval process, Zest is widely accepted across more than 10,000 online and 75,000 offline retail outlets, giving you ample options to make your desired purchases.

Key benefits of using ZestMoney include:
<ul>
<li>Access to the best Pay Later App with competitive EMI options</li>
<li>Ability to shop on EMI at over 10,000 stores</li>
<li>Seamless digital process eliminating paperwork hassles</li>
<li>Instant loan approval and disbursal</li>
<li>No requirement for a credit card or high CIBIL score</li>
</ul>

Personal loans facilitated by ZestMoney through its lending partners are extended to selected customers based on various factors such as their repayment history. Loan durations range from 3 to 36 months, and the maximum cost, including interest and processing fees, can reach up to 36% APR (Annual Percentage Rate) depending on individual credit profiles. However, the majority of customers experience significantly lower costs.

For instance, if you secure a personal loan of Rs.20,000 over 12 months at a 20% interest rate, a processing fee of Rs.708 (3% of the loan amount plus GST) will be applied. This sets your EMI at Rs.1853 with a total interest charge of Rs.2232 already factored into the EMI amount, resulting in a total repayment of Rs.22,940. Payments can be conveniently made directly to ZestMoney via various modes such as UPI, debit card, or net banking.

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Verwandt

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Call India - IntCall enables users to make international calls to India from any location globally, boasting affordable rates. For a limited time, new users are offered complimentary minutes to call India.

deema | Live Now, Pay Later

Deema is a locally-based financial platform that operates in accordance with Shariah principles, providing a streamlined approach to shopping.

Loans:Personal Loan Calculator

If you're currently in the market for a new home or car, this application provides a valuable tool to calculate loan terms that align perfectly with your lifestyle.

PayMe - Personal loan app

For salaried individuals only, the minimum salary requirement is INR 15,000. This personal loan application facilitates access to instant loans ranging from Rs. 2,000 to Rs. 2 lakh, with repayment terms spanning 3 to 24 months.

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